About Us

Founded in 1976, Help Ministries Incorporated, operates as Debt Free, Debt Free For Believers, and Debt Free Today. We are recognized as a 501c3 by the IRS, dedicated to providing financial education and credit counseling to the public and helping committed individual’s payoff their unsecured debts with our debt management program. As a credit counseling organization dedicated to quality customer service, our financial advisors have helped tens of thousands of American families create an active plan to eliminate their debt and start saving for the more important things in life.

We are also an active Christian missions organization that reaches out with love and humanitarian aid around the world on a daily basis. We have full time missions work going on in Mexico, Kenya, Romania, Bolivia and the United States to help people on every level that we can; spiritually, physically, emotionally and financially. Please take the time to visit our Help Ministries website. When you enroll in the Debt Free program, we believe that you will be proud to be a part of this International organization that is helping to change the world.

Our Focus

Help Ministries Incorporated's goal is to help get your finances under control by consolidating and eliminating your debt. Our focus and plan for debt elimination is founded upon Biblical principles found in scripture. Debts, bills, creditors, overdue payments and/or collectors calling can all be overwhelming. We can help you remove this stress and begin living again in peace.

We will help you put into place an elimination program of preventative education, financial distress intervention and post debt management financial planning. Our goal is to help you move from a reactionary to pro-active financial plan for your life. We want to help you focus on preventing financial problems before they arise.

What We Believe

Living Debt Free means freedom. We as Americans have fought for our freedom—throughout history we have fought for the freedom of others. The following scriptures reflect our beliefs about financial blessing.

Beloved, I wish above all things that thou mayest prosper and be in health, even as thy soul prospereth. 3 John 2 KJV

The Lord shall command the blessings upon thee in thy storehouses, and in all that thou settest thine hand unto; he shall bless thee in the land which the Lord thy God giveth thee. Deuteronomy 28:8 KJV

The Lord shall open unto thee His good treasure…and to bless all the work of thy hand: and thou shalt lend unto many nations, and thou shalt not borrow. Deuteronomy 28:12 KJV

And the Lord shall make thee the head, and not the tail; and thou shalt be above only, and thou shalt not be beneath; if thou hearken unto the commandments of the Lord thy God…to observe and to do them. Deuteronomy 28:13 KJV

Let them shout for joy, and be glad, that favour my righteous cause…Let the Lord be magnified, which hath pleasure in the prosperity of His servant. Psalm 35:27 KJV